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Business Savings & Certificate Accounts

Commercial Money Market Savings and Certificates

Commercial Premier Money Market

The Premier Money Market Account rewards customers with premier rates on higher balances with easy access to their funds.

$2,500 Minimum Daily Balance Required
$10 Maintenance Fee waived when daily minimum balance requirement is met.

Rate Tiers Rate APY*
$0.01 - $24,999 .10% .10%
$25,000 - $99,999 .12% .12%
$100,000 - $499,000 .15% .15%
$500,000 - $999,999 .18% .18%
$1,000,000 or greater .20% .20%

You may make six preauthorized, automatic, online banking, ACH, wire, or telephonic transfers or withdrawals, third party checks, drafts, and debit card/POS or similar transactions from this type of account per statement cycle. Each check over the limit generates a ten dollar ($10.00) service charge for commercial accounts. Unlimited ATM and in-person withdrawals and transfers are allowed. If you exceed the transfer limitations set forth in any statement cycle your account will be subject to closure. The minimum transfer amount is $1.00.

*APY=Annual Percentage Yield as of 04/01/15. We use the daily balance method to calculate the interest on your account. APY may change at any time after the account is opened. Minimum opening deposit $2,500.

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Commercial Certificates of Deposit

Certificates are a great way to invest your money when you feel that the market is too risky for your business, but you have available cash to set aside for future expansion and growth and want that extra security of a fixed interest rate. We have a variety of CD terms ranging from 3 months to 5 years that will meet all of your needs. 

  • Competitive interest rates fixed and variable
  • Terms from 3 months to 5 years
  • Interest compounded quarterly for maturities 18 months or higher
  • Monthly interest checks on balances of $25,000 or more
  • Automatic transfers of interest to Valley Bank checking or savings account

Minimum $5,000 opening deposit required. Some no penalty features are available. Penalty may be assessed for early withdrawal.


To learn more about our Business CD terms and rates, contact a Business Banker at 540-342-2265.

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