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Residential Mortgage & Construction Loans

Whether you’re building, buying or refinancing your home, you’ll find Valley Bank Mortgage Lending Specialists to be helpful, flexible and fast! We offer a full range of mortgage loan options to meet your needs, and our service commitment is second to none.

To apply for a mortgage online using our secure online mortgage application click on the loan officer of your choice below and get started today!   

 

Steven Reeves, Senior Vice President / Mortgage Banking Manager
Stephen Reeves
Senior Vice President/
Mortgage Banking Manager

Phone 540-769-8574
NMLS# 614002
sreeves@myvalleybank.com


Cyndi Beach Stultz
Vice President/
Mortgage Banking Officer
Phone 540-769-8557
NMLS# 659514
cstultz@myvalleybank.com
About Me
Click Here to Get Started Today!

Yvette Ewers / Mortgage Banking Officer
Yvette Kahn Ewers
Assistant Vice President
Mortgage Banking Officer
Phone 540-769-8556
NMLS# 613996
ykahnewers@myvalleybank.com
About Me
Click Here to Get Started Today!


Angie Apgar
Assistant Vice President
Mortgage Banking Officer
Phone 540-283-8015
NMLS# 277095
aapgar@myvalleybank.com
About Me
Click Here to Get Started Today!



Donna B. Vaught
Assistant Vice President
Mortgage Banking Officer
Phone 540-759-3711
NMLS# 659528
dvaught@myvalleybank.com
About Me
Click Here to Get Started Today!

Contact Yvette Kahn Ewers, Angie Apgar, Cyndi Stultz, Stephen Reeves, or Donna B. Vaught to obtain more information about these Valley Bank Loan Options:

  • Conventional Financing
  • Jumbo ARM Conforming Mortgages
  • Jumbo Mortgages
  • Libor Jumbo ARM Mortgages
  • FHA and VA Mortgage Loans
  • Special Mortgage Program: 80/10/10 Financing
  • Physicians Mortgage Program
  • Lot Loans
  • Construction Loans
  • Bridge Loans availalbe on existing homes
  • USDA 100% Financing - subject to property and Customer Qualification

Contact us today!

Subject to credit approval.

One of our Mortgage Officers can custom tailor a loan package to meet your requirements and special circumstances.


West Village 
3565 Electric Road - Suite J
Roanoke, Va.  24018
540-342-2265
(Upper Level)


Hours of Operation: 
Monday through Friday - 8:30 a.m. to 5:00 p.m.