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Personal Loans*

Personal Loans Home Equity Loans

Valley Bank offers loans for cars, boats, vacations and other purposes. Our lending professionals can help you find a payment plan that suits your needs. We promise you a prompt response and competitive rates.

Home Equity Loans*

A Home Equity Loan is an installment loan, repaid over a specific period of time with set monthly payments. Home Equity Loans are an excellent way to borrow for almost any reason.

  • Fixed interest rate
  • Secured by your home
  • Flexible payment terms

Home Equity Line of Credit*

Valley Bank's Home Equity Line is a revolving line of credit secured by your home that can be your greatest financial resource when you need money. Once approved, you can access the line simply by writing a line of credit check and when you pay down your outstanding balance, that amount becomes available to borrow again at any time.

Overdraft Line of Credit*

Our Overdraft Line of Credit is a personal line of credit to cover your checks if you should overdraw your account. With this credit line, you can avoid costly overdraft fees and embarrassing delays.

See a Valley Bank Branch Manager for details.

  • Free Online Banking account access 24 hrs a day
  • Free Bill Pay

*All types of loans are subject to credit approval