- No monthly service fee
- No minimum balance required
- 0.31% APY* on Balances up to $15,000
- 0.15% APY* on Balances Over $15,000
- 0.05% APY* if qualifications are not met
- GenGold® membership available - $3.95 per month
- Free Online Banking & Bill Pay
- Free Mobile Banking**
- Nationwide ATM Withdrawal Fee Refunds
- Visa® Check Card
- Enroll and receive free eStatement
Reward requirements to earn the highest tiered rate on your MyLifestyle Checking account, and to qualify for refund of ATM withdrawal fees are as follows:
- At least 12 check card transactions post and clear per qualification statement cycle
- 1 direct deposit or ACH auto debit or credit post and clear per qualification statement cycle
*APY=Annual Percentage Yield as of 01/01/14. We use the daily balance method to calculate the interest on your account. APY may change at any time after the account is opened. Minimum opening deposit of $100. No monthly service charge. If you do not meet the requirements, ATM fees will not be refunded but you will earn the 0.05% APY stated above. Available to personal accounts only.
ATM-processed transactions do not count towards qualifying check card transactions.
**Valley Bank does not charge a fee for the use of Mobile Banking, however your wireless provider may charge a fee based on the data/text plan you have with them.
Valley Bank offers a Refer-A-Friend Program to our MyLifestyle Checking Customers. As a way of saying Thank You, Valley Bank will pay you a $25.00 bonus for referring a friend to Valley Bank if requirements are met. Please click on the link below for all the details.