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Bank on Roanoke Valley - Easy, Affordable Banking
MyLifestyle Checking and Savings Accounts

MyLifeStyle Checking

  • No monthly service fee
  • No minimum balance required
  • 0.31% APY* on Balances up to $15,000
  • 0.15% APY* on Balances Over $15,000
  • 0.05% APY* if qualifications are not met
  • GenGold® membership available - $3.95 per month
  • Free Online Banking & Bill Pay
  • Free Mobile Banking**
  • Free Mobile Check Deposit**           
  • Nationwide ATM Withdrawal Fee Refunds
  • Visa® Check Card
  • Enroll and receive free eStatements  

Reward requirements to earn the highest tiered rate on your MyLifestyle Checking account, and to qualify for refund of ATM withdrawal fees are as follows:

  • At least 12 check card transactions post and clear per qualification statement cycle
  • 1 direct deposit or ACH auto debit or credit post and clear per qualification statement cycle

*APY=Annual Percentage Yield as of 04/01/14. We use the daily balance method to calculate the interest on your checking account. APY may change at any time after the account is opened. Minimum opening deposit of $100. No monthly service charge. If you do not meet the requirements, ATM fees will not be refunded but you will earn the 0.05% APY stated above. Available to personal accounts only.

ATM-processed transactions do not count towards qualifying check card transactions. 

**Valley Bank does not charge a fee for the use of Mobile Banking, however your wireless provider may charge a fee based on the data/text plan you have with them.

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MyLifestyle Savings

Add a MyLifestyle Savings Account to your MyLifestyle Checking Account and when monthly qualifications are met on your MyLifestyle Checking Account your MyLifestyle Savings Account receives:

  • 0.35% APY* on unlimited savings balances
  • 0.05% APY* if qualifications are not met on your MyLifestyle Checking Account
  • Your MyLifestyle Checking Interest and ATM refunds are automatically deposited to your MyLifestyle Savings Account.
  • No minimum balance required
  • No Service Fee

*APY=Annual Percentage Yield as of 01/01/14.  We use the daily balance method to calculate the interest on your account.  APY may change at any time after the account is opened.  Minimum opening deposit of $100 for Checking and $1 for Savings.  Available to personal accounts only.

ATM-processed transactions do not count towards qualifying check card transactions.

Six preauthorized, automatic, online banking, ACH, wire, or telephonic, transfers or withdrawals, third party checks, drafts, and debit card/POS or similar transactions from this type of account per statement cycle. Unlimited ATM and in person withdrawals and transfers. ($2.00 fee for each additional item over the limit.)

 

$50.00 Promo for Accounts Opened Online - Limited Time Offer

 

Refer-A-Friend Program

Valley Bank offers a Refer-A-Friend Program to our MyLifestyle Checking and Savings account customers.  As a way of saying Thank You, Valley Bank will pay you a $25.00 bonus for referring a friend to Valley Bank if requirements are met.  Please click on the link below for all the details.

Click Here for Details and Requirements