Overdraft Protection – Personal Reserve*
Our Personal Reserve Credit Line is a personal line of credit to cover your checks if you should overdraw your account. With this credit line, you can avoid costly overdraft fees and embarrassing delays.

Credit products are available to residents of the Cities of Roanoke and Salem, the Town of Vinton, and the Counties of Roanoke, Franklin, Bedford (including Smith Mountain Lake) and Botetourt.

*Subject to credit approval 

Utility and Tax Payments
All branches accept local Roanoke Gas utility payments and Roanoke County Real Estate taxes.

Safe Deposit Boxes
Safe Deposit Boxes are available at 7 of our locations.  Please see our Branch Personnel for pricing.