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PERSONAL/CDS/IRA'S
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CERTIFICATES OF DEPOSIT

Minimum $500 opening deposit required. Some no penalty features are available.  Penalty may be assessed for early withdrawal. 

  • Competitive interest rates fixed and variable
  • Terms from 3 months to 5 years
  • Interest is compounded quarterly for maturities 18 months or higher
  • Automatic transfers of interest to Valley Bank checking or savings account
  • Monthly interest checks for balance of $25,000 or more
  • Free Online Banking account access 24 hrs a day
  • Free Bill Pay
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IRA CERTIFICATES OF DEPOSIT

Minimum $500 opening deposit required. Choices include Traditional, Education (Coverdell Education) or Roth IRA's.

  • Competitive interest rates
  • Terms from 3 months to 5 years
  • Interest is compounded quarterly for maturities 18 months or higher
  • Monthly distributions are available, if qualified, by automatic transfers to your Valley Bank checking account

 

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MONEY MARKET IRA

Maintain a balance of $2,000 and we waive the $7 monthly maintenance fee.

  • Earns competitive money market interest rates
  • Interest compounds monthly
  • Monthly statement

 

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