Personal Loans*

Valley Bank offers loans for cars, boats, vacations and other purposes. Our lending professionals can help you find a payment plan that suits your needs. We promise you a prompt response and competitive rates.

*Subject to credit approval.

Home Equity Loans*
A Home Equity Loan is an installment loan, repaid over a specific period of time with set monthly payments. Home Equity Loans are an excellent way to borrow for almost any reason.

• Fixed interest rate
• Secured by your home
• Flexible payment terms

Home Equity Line of Credit*
Valley Bank's Home Equity Line is a revolving line of credit secured by your home that can be your greatest financial resource when you need money. Once approved, you can access the line simply by writing a line of credit check and when you pay down your outstanding balance, that amount becomes available to borrow again at any time.

*Subject to credit approval.

Overdraft Protection - Personal Reserve*
Our Personal Reserve Credit Line is a personal line of credit to cover your checks if you should overdraw your account. With this credit line, you can avoid costly overdraft fees and embarrassing delays.

*Subject to credit approval.

See a Valley Bank Branch Manager for details. 

• Free Online Banking account access 24 hrs a day
• Free Bill Pay