Certificates of Deposit
Minimum $500 opening deposit required. Some no penalty features are available. Penalty may be assessed for early withdrawal. 

• Competitive interest rates fixed and variable


• Terms from 3 months to 5 years


• Interest is compounded quarterly for maturities 18 months or higher


• Monthly interest checks for balance of $25,000 or more


• Automatic transfers of interest to Valley Bank checking or savings account